Why I’m The Cheapest Parent I Know

April 22, 2014 at 10:07 pm , by 

3 years, 5 months.

Dear Jack,

For me, it’s almost like a contest:

Can I be the cheapest parent that most people know?

I believe in the importance of just not buying things to begin with. I think that’s where the most money is saved.

I’ve covered some of this before in “5 Impractical Ways To Save Your Family Money In 2013.”

You are being raised in a household with a strict weekly budget, where our cars are over 10 years old but paid off; you live in a home without smart phones, without cable or satellite TV, without updated electronics, without pets… not to mention we rarely go out to eat because Mommy cooks basically every meal.

(And where Daddy does the dishes for all those meals. I’ve gotten really good at that, by the way.)

A credit card is used only to take advantage of the credit card company; earning points to get free stuff for our family. So we do use one, but it’s immediately paid off each week and is built into our budget the same way as a debit card.

We even reuse our plastic baggies.

You’re stuck in a household where we have an outdated 2005 TV with a mockable 30 inch screen with $8 a month Netflix streaming.

I admit, we do have an older model Kindle that Mommy bought… on clearance, after the newer model came out.

And that goes back to our trick about only buying stuff during the last two weeks of the month, when more items are on sale, like I’ve mentioned before.

Not to mention, I’m not going to deny that one of the reasons you are an only child (at least for now) is for financial reasons.

Part of your parents’ cheapness comes from us having 1st and 2nd generation immigrant grandparents from Italy and Croatia, who lived through the Great Depression. That rubbed off on us; I’m sure of it.

The rest of it has to do with us having to “learn money” the hard way.

We made a lot of financial mistakes that we didn’t realize were mistakes at the time; like moving away from a city where we had good jobs to a smaller city where we basically couldn’t find jobs for nearly 9 months- before finally moving back to where the jobs were.

However, I look to the positive. Living through that caused Mommy and me to forever think differently, for the best:

We ended up being able to pay off over $58,000 in debt, after living off credit cards because we thought that was normal.

Thank God (and Dave Ramsey), we have now begun reversing our debt into savings. However, I think that having to live through through our own “great depression” has forever changed us.

There’s just no way we could see things the same way again.

So while it may be weird that your parents can’t just look up the height of Tom Cruise on a smart phone in the middle of a conversation during dinner at Red Lobster…

And while it may sound strange that our family has to wait for TV shows and movies to hit Redbox or Netflix before we can see them, it’s okay by us.

Hey, our family is different. You get that by now. This is just me trying to explain what made us this way so you can tell your friends why your parents are so cheap… and/or quirky.

Love,

Daddy

How “Farmers’ Marketing” Leads to the Microtrend of “Hometown Migration”

It’s never been cooler to live a simple yet authentic life.  Let me introduce you to the new American Dream.

*New words I made up for this post, which you will want to become familiar with:

Farmers’ Marketing noun: Not the actual gathering of a community in a central location in order to buy, sell, and trade their local produce and goods, but instead a subculture or lifestyle which reflects a mindset of minimal personal possessions, busyness, and stress; therefore rejecting the traditional mainstream idea of the American Dream.

Hometown Migration noun: A movement of late twentysomethings and early thirtysomethings actually moving back their own hometown several years after establishing a career and beginning a family in a big city; therefore refreshing the town they grew up in with new ideas and in essence, “new blood”.

There was a time when bigger and flashier was better.  And while there are still people out there driving Hummers (though it’s common knowledge that people who drive them tend to be obnoxious, unlike people who drive Jeeps) and who still refuse to buy store brand products, even down to their hand soap and kitchen table condiments (like it matters that your bottle of mustard says “Kroger” instead of “Hunt’s”), I think it’s safe to say that the modern cultural movement is towards simplicity.  We as a nation are learning the meaning of “living within our means” and not consuming more than we actually need; that credit cards are the devil and that food buffets are Diabetes factories.  We get it now that money isn’t everything- and more importantly, that it in theory it’s a waste of time to chase more money our whole lives only to find by the time we retire there may be nothing left for our own social security.  Money is simply a necessary evil, as far as I’m concerned.

This shift towards simplicity also translates to the people we allow to become celebrities through our favorite reality shows.  Celebrating mediocrity mixed with absurdity has obviously become a successful formula.  We no longer need to see beautiful people living in melodramatic plotlines.  Okay, so maybe The Bachelor is an exception. But it’s pretty refreshing to see normal people any hour of the day on HGTV.

Even though it’s not actually a reality show (but instead a fake reality show), I don’t see The Office being as good if everyone in the cast were exceptionally good-looking like the cast of Private Practice, Grey’s Anatomy, or any other “provocative” show that repulses me equally.  Interestingly, The Office is more believable as a mockumentary because the plain-looking actors seem more like people we actually know in real life, instead of stereotypical stock characters we’ve already seen before in every other TV show.

It’s no coincidence that the Age of the Reality TV Show we are currently living in kicked into gear around the same time that the Internet became a standard for most middle class households (around the year 2000).  The Internet allows unqualified and unspectacular people to be seen and heard by anyone else in the world who is willing to look and listen.  We are able to, in a sense, peer into the lives of other regular people just like us.  And it’s evidently fascinating.  Simplicity translates as authenticity; and the idea of authenticity sells.

By far, the most popular and most recognizable thing I write here on Scenic Route Snapshots is my <a href=”dad from day one series.  Noted, I am not the least bit famous (that means I don’t have a Wikipedia entry).  And while having a baby is absolutely a miracle, I can’t say that my story is drastically unique compared to most people who have gone through the experience of having their first child.  So why do people love to read about the pregnancy experience, being that it’s so common and familiar? Good narration from a male perspective is a part of it, which I can thank The Wonder Years, Scrubs, and Dexter for help with that. But really, there’s a certain comfort in feeling like you’re listening to someone you personally know, even if you don’t actually personally know them.

Though I would consider myself to be a “real writer”, being that my college degree is in English and that I have been writing original web content for over 5 years now, I can’t consider myself to be a “professional writer” because writing is not literally my profession- I have yet to make one penny off of anything I’ve written here on Scenic Route Snapshots.  As a recent commenter cleverly worded it after reading “healthnutshell: What Exactly is Food These Days?”, he labeled what I do as “guerilla-style publishing”.  I am clearly not doing this for money- I am doing it for art, for entertainment, for social commentary, for experience, and for my own sanity’s sake.  And therefore what I do is “organic”.  In other words, I haven’t “sold out”.

I was talking to one of my brothers-in-law today (my wife has 7 brothers) about the farmers’ market-minded, used-car-driving, old-school-is-king culture of hipster cities like Portland, Oregon where he lived for several years.  It appears that there is a Farmers’ Marketing of current American society, especially from those in my generation.  Inevitably mimicking the frugalness of those who grew up during The Great Depression, we are finding ourselves repeating history.  We no longer impress each other with classic status symbols like expensive cars: I always think it’s hilarious when someone I know gets a brand new car (as opposed to a dependable used one) and everyone says to them: “Oh, congratulations!  I like your new ride!”

Humorously, the brand new car owner is being congratulated on incurring a huge new debt.  Dave Ramsey explains that a paid off mortgage is the new financial status symbol. As much as I have a hard time admitting it, the Eighties are over.  Just like a familiar voice is welcomed or a worn-in pair of sneakers are so comfortable, allowing myself to become Farmers’ Marketed feels, so natural, so organic, so average, yet so right.

So it only makes sense why I’ve noticed the migration of so many of my high school and college friends back to their hometown, now that they’ve had several years to establish some career experience in a large city, get married, and possibly start a family.  Instead of climbing the corporate ladder, they’re taking their big city experience back to a town with a much lower cost of living; where the word traffic is simply defined by when the train comes through twice a day, barricading cars from crossing over to the other side of town for ten minutes.  It’s not simply that these people are moving back because they are now ready to settle down; it’s also has a lot to do with Farmers’ Marketing.  In order to truly simplify one’s life, it makes more sense to strive for peace-and-quiet than hustle-and-bustle.

Can you put a price tag on “peace of mind”?  I say you can.  The cost is giving up a higher salary, but adopting a lower overhead.  And people are doing this: Renting out their town houses in the big city and moving back to their hometown.  They realize that true retirement may not be a viable option and that if they can find a less stressful job they enjoy, it’s not really “work”.  From Farmers’ Marketing to Hometown Migration, there is an undeniable movement towards simplicity that will ultimately become a common characteristic of those of us who grew up watching Transformers… back when they were simply a cartoon show and had nothing to do with Shia LaBeouf.

Here’s to authenticity.

“There’s a message in the skies and in the streets: ‘Opportunity, the American Dream’.  It’s in the radio; it’s superstars- the veins and arteries that feed your heart.  From the Dairy Queen to the head of the parade, in a blink your life could change.”

-Guster, “This Could All Be Yours”


 

The Curious Case of Collecting

Collect them all… whiles supplies last!

The marketing teams working for our favorite kids’ cereals brands and fast food restaurants obviously had a good reason to promote collecting the whole series of toys they attached with the food they were selling: to increase profit. But what is strange is the way my actual response was often “sure, okay” or “I won’t make any promises, but I’ll try”. Because in the bottom drawer of my dresser at my parents’ house back in Alabama are several complete collections of plastic figurines.

A few months ago I gladly let a co-worker borrow my Dave Ramsey CD series on Financial Peace. Within a few weeks, she was no longer employed where I work. When I called her to say I’ll drive to her side of Nashville to get my CD’s back, she assured me that she will bring them to me when she’s finished with them. I waited two more months and called again- her phone is out of service.

The funny thing is, I don’t even need the CD’s. I’ve already listened to them and daily apply what I learned. At this point, I should consider them a gift that she needed more than I did. In fact, I didn’t even buy the CD’s myself. Someone gave them to me as a gift.

But they were MINE. And now she has them.

Why must I feel so compelled to want to possess things? Things I definitely don’t need. Things that aren’t even mine.

I am learning to convert this desire of collecting material items to collecting memories of new experiences instead. Collecting all the state quarters does me no good but travelling to random states like Rhode Island (which my wife and I did) stays with me. And I don’t even need a souvenir. As long as I have a memory, I’ll always remember when my wife and I got hot stone massages from two very strong hippie women in downtown Providence. And if one day my memory does fail me, I’ve got the pictures on facebook to remind me.

“There’s something missing in us, we long to make it whole. Though it never feels like it, I know you have it all.” -Pete Yorn (Social Development Dance)

Like It, Love It, Gotta Have It Vs. I’ve Already Got One, Thanks

Fighting the urge to the live by the new American motto: If it ain’t broke, get another one anyway.

I can almost remember a time when I was a kid, where it was normal to really really want something for a long time and then when I would finally get it, my heart was content.  The newly obtained item gave my heart rest, and I was happy, as any kid should be.  Whether it was a new Nintendo game like Super Mario Bros. 2, or a bicycle, or a rare Ninja Turtle action figure like Splinter, April O’Neil, or Ray Fillet, I got what I had wanted for so long.  And funny enough, I never wanted a replacement after I received my prized possession.

But somewhere along the way, whether or not we can blame it on “typical capitalist American behavior” or the mindset of Generation X (I just barely made the cut- it’s anyone born between 1961 and 1981), it became normal to want a “new one” though the old one still works just fine.  Maybe just an innocent desire to keep things fresh.  Or maybe a potentially dangerous pattern.

My Italian grandfather was one of the most influential people of my lifetime.  Having grown up in an orphanage in Kenosha, Wisconsin (his mother died when he was young, and there were 12 kids in the family), he lived a minimalist lifestyle, only spending his money on his few children and grandchildren.  Hardly ever buying a new (used) car, new clothes, or new furniture.  Never buying anything name brand.

This way of thinking definitely shows up in my everyday life.  My wife jokes that I have more clothes and shoes than she does.  And it’s true.  Because I don’t get rid of them unless they’re literally rotted.  Like my old red running shoes I have delegated to only use for walking and riding my mountain bike on my lunch break.

It’s true that I own over twenty pairs of shoes that still look less than a year old.  But most of them are indeed at least ten years old, in actuality.  Because I have certain shoes I wear only if I know I will be outside or if there’s a chance of  rain that day.  Those are my “outside shoes”.  By wearing them instead of my “inside shoes”, it keeps my newer shoes looking new.

While I’ll never be as frugal as my grandfather (who when my mom was a little girl, reused dried out paper towels multiple times before throwing them away) I subconsciously try to imitate his lifestyle.

I can’t see myself ever buying a brand new car, knowing that it loses thousands of dollars in value as soon as the first owner drives it off the lot.  And I can’t see buying a different car until my current one costs more to repair than it does to actually buy another used one.

Not that buying a new car is any kind of moral issue, or that going on a shopping spree for a new wardrobe is necessarily evil, though it’s probably not a wise decision if it involves a credit card (I’m a Dave Ramsey fanatic).  But for some of us, that strand of “gotta get a new one” serves as toxic acid in our DNA.

It gets tiring hearing of men leaving their wives for another woman.  That’s definitely a familiar theme this year already in the media.  And while some could say, “What does to me if matter if Tiger Woods or Jesse James cheats on his wife?  Why is that national news?”  Because it does matter.

Not because we’re nosey.  But because in some sense, the reflection of the lifestyles of celebrities causes a subconscious call-to-response for the rest of us:  “Hey look, it’s normal, he did it.”

We have to either say, “No way, that’s not for me.  No thanks!”  Or “Well, maybe that’s not so bad…”

It shouldn’t be that hard to be happy with what we’ve already got, even if it’s not perfect.  And really, that’s a mindset that is often difficult to accept and adopt: Near-perfect is as perfect as life can really get.

Is the grass really greener on the other side?  Yes, of course it is.  But the irony is this: You’re already standing on the other side.  Somebody’s else’s “other side”.

You’re already standing on the greener grass.

People are the Meaning of Life, Part 6

“Americans spend an estimated 20 billion dollars annually on ice cream.  An amount that could feed 83 million hungry children for a year.” -State of the World 2004 Worldwatch Institute

“…I bet my whole checking account because it all amounts to nothing in the end.” -Jason Mraz, “Curbside Prophet”

Suddenly, the thought of being filthy rich is less intriguing than ever. I’m not talking about turning down the chance to make $100,000 a year. I mean stinkin’ rich. Multi-millionaire. Completely set for life. So rich that it would be expected of me to drive a new Jaguar and live in a mansion with a kidney-shaped swimming pool and speak with a Connecticut dialect and be on MTV Cribs. Set for life.

I came to the realization that I already have everything I need and want.

Aside from paying bills and getting out of debt and buying food, the only money I really spend is on non-fiction books off the discount rack at Borders. So that means the only thing I can’t get enough of that money can actually buy is knowledge. I can gain knowledge through my own life experiences. The other way is to buy it through books written by people who save me the time of living out the experiences they’ve already learned from.

So once I get out of debt, which I eventually will since my wife are strict followers of Dave Ramsey, what would I continually spend a large income on if I ever had it?

More expensive, impressive cars? A huge house, with its higher insurance rates and utilities and more expensive overhead and all the nice furniture and fixin’s to make it look nice?

It all goes back to Forrest Gump: “Now, Momma said there’s only so much fortune a man really needs… and the rest is just for showing off.”

So I imagine having the house paid off, being debt free, happy in a small but nice house, driving decent cars. What do I need a lot money for?

For me, it would be to travel the world. I’ve only been to 4 other countries in this world (not counting a layover in Japan or driving to the Canada side of Niagara Falls). There is so much beautiful landscape to see and so many interesting people to meet and all that weird foreign culture to be exposed to. I could never get enough of that, yet with money I could try.

But.

Instead of sending myself across the globe, treating it and its people as my own real-life Epcot Center, what if I helped them with my time and money ?

Because after a few awesome trips to Norway and Sweden and Switzerland, it’s gonna hit me: This is fun, but ultimately it’s all about me. And I’m not that big of a deal.

And I think that’s why so many big movie stars and rock stars are often so much more aware of the needs of Third Word Countries. They “get” this high concept more than we do sometimes. Because they are set for life, unlike us. They have the time and the money to see the rest of the world. And before too long, they see a need to help the millions of people currently living in slavery and poverty.

It’s inevitable there will always be poor people and therefore there will always be a need to give our time and money: “For the poor will never cease to be in the land; therefore I command you, saying, ‘You shall freely open your hand to your brother, to your needy and poor in your land.'” -Deuteronomy 15:11

So if I was so rich I could just retire now, and still have plenty of cash to blow, where would my money go? How would I spend with my time?

Other people. With them and for them. That’s where all the extra would go.

How would it be fair that I had too much while most of the world had way too little? How would I not be a hypocrite to live a life that acknowledges that true religion is caring for the orphans and widows yet I lived a lavish lifestyle? I just don’t see how having that much money could ever make me happy.

To have too much of anything ultimately means that someone out there isn’t getting enough.

http://www.worldvision.org/

https://www.hopeforhaitinow.org/Default.asp

Strip away food, clothes, shelter, and faith. It’s safe to say that anyone reading this on their computer has all those things. What’s left that actually matters to us?

People.

Family and friends.

And complete strangers that need the extra money we have to get a much smaller version of those things we already have.

Life really is that simple.

So if by writing this I jinx my situation and become filthy stinkin’ rich so fate can test if I really mean what I say, I’m not afraid. Because speaking of learning from other people’s life experiences, it’s often those same movie stars and rock stars that “get it” when it comes to poverty in the rest of the world that are also the same ones that prove that having too much doesn’t make them happy.

“Religion that God our Father accepts as pure and faultless is this: to look after orphans and widows in their distress…” -James 1:27

“All that is necessary for the triumph of evil is that good men do nothing.” -Edmund Burke

People are the Meaning of Life- Table of Contents

Part 1 http://wp.me/pxqBU-2h

Part 2 http://wp.me/sxqBU-289

Part 3 http://wp.me/pxqBU-7M

Part 4 http://wp.me/pxqBU-8r

Part 5 http://wp.me/pxqBU-j2

Part 6 http://wp.me/pxqBU-tm