Dear Jack: You Only Love Being in My Jeep When I Take Off the Top

10 years, 5 months.

Dear Jack,

Last weekend felt right to go ahead and remove the hard top from my Jeep for a while.

I was surprised earlier this week when you specifically requested, “Daddy, will you drive me to school? I actually like being in the Jeep when the top is off.”

You say there’s not enough room in the back when the top is on.

I’m sure a lot of it too, is that you like being able to, as you sister says, “Crawl through the window to get in.”

So for my 40th birthday dinner out, we drove as a family to a neighboring town with the top off.

There were zero complaints!

Love,

Daddy

 

Dear Holly: I Taught You How to Drive Your Pink Jeep Wrangler This Week

4 years, 11 months.

Dear Holly,

Though you received your pink Jeep as a Christmas gift, the weather’s just now getting nice enough to drive it!

Up until now, your brother has always driven it with you as the passenger.

But this week, you asked me if you could drive it for the first time by yourself. You were ready.

You were hesitant backing it out of the garage. I assured you it was okay, as I instructed you to steer while I pressed the gas pedal with my hand.

By the time you drove out of the garage, you didn’t need any more lessons from me!

You were gone.

To enhance your driving training, your brother chased you on your pink Big Wheels.

You are proud to drive a Jeep like Daddy!

Love,

Daddy

Dear Jack: Building and Testing an Erector Race Car with Papa

10 years, 3 months.

Dear Jack,

Though I was convinced you had already spent the rest of your Christmas money a while back, you surprised me by revealing that you still had a leftover Target gift card.

After careful research there in the toy section, I brought to your attention a $15 race car, made by the brand, Erector.

You decided this was the most exciting way to spend your money, but specifically stated that you wanted to wait to build the car the next time you were with Papa.

And that’s exactly what you did.

Not only did the two of you spend a couple of hours building it, but you also tested it out on cool ramps.

Good thing you have Papa to help you with stuff like that, because I am confident I would be useless in a project so technical!

Love,

Daddy

Dear Holly: Taking Driving Lessons For Your New Surfer Girl Pink Jeep

4 years, 8 months.

Dear Holly,

You’ve been asking for a pink Jeep for a while now. Well, this year when it was being decided what you would get for Christmas, Mommy told me, “Like Daddy, like daughter.”

That means that your “main” Christmas gift this year was a pink, electric riding Jeep, which is now parked next to my black Jeep in our garage.

With this only being your first week into owning your Jeep, you’re still taking it a bit slow; as your brother is eager to give you daily driving lessons, until you are confident enough to drive your pink Jeep on your own.

Love,

Daddy

9 Things to Consider When Buying a Car 

Buying a car is very exciting, but there are many considerations to make. This guide lists 9 things to consider when buying a car.

Buying a car is extremely exciting. But being on the verge of excitement can always lead to making mistakes.

There are some things to consider when buying a car, things that will ensure that you make the right decision that will leave you satisfied.

In this article, we will cover 9 things you might want to consider.

So if that sounds interesting, keep reading to learn more.

  1. Your Need for the Car

A very necessary idea to consider is your need for the car. Needs and wants are far apart, and rarely crossover in the realm of common ground.

So think what you will be using the car for the daily commute, adventure, showing off, so on and so forth.

Has your family expanded and you require more room? Do you need a car that can go off-road, and have efficient mileage? Or maybe you’re a bachelor and you want a small car because you hate public transportation.

Think about your needs, or more so your problems, and then determine why the car is a solution to those issues. Thus, you will narrow down the options and make a better choice.

  1. Your Budget

Budget is very important, and if this is your first car, it’s critical to your success. Consider your entire monthly income and expenses, so that you can determine the amount you can spend on a car payment.

Looking for a new car is looking for a new loan. All loans are different, as some offer more money and some offer better interest than the others.

Understanding these changes in loan structure is crucial to understanding the realistic cost of your monthly payments. It’s also a good idea to have 20% as a down payment to cover the car’s price.

This will help you get out of term earlier, reduce the interest and make sure you don’t need excessive insurance.

  1. Used Vehicle

Buying a used car is a great opportunity to save money, and get a vehicle in optimal condition. A used car doesn’t have to be 20 years old, even cars that are 5 years old are depreciated but ultimately function as new.

Having an open mind about buying provides you with more opportunities. That means that you can look for vehicles from dealerships, individuals, online directories, so on and so forth.

Don’t limit yourself. You never know, your dream car might have already had an owner. Find out more about buying new vs used.

  1. Cost of Ownership

Another critical aspect of buying a car is cost of ownership. Ownership costs cover fuel, repairs, maintenance, insurance, and of course, depreciation. Out of all those aspects, depreciation is the most important, because at some point you might want to sell the car.

In general, your car expenses should not exceed 20% of your budget for the month. Obviously, the more expensive a car, the higher the insurance will be. If you are looking to buy an expensive car, you can work with a high net-worth insurance company, so that you get a great deal.

Besides all of that, you need to think about the availability and cost of spare car parts. Not to mention, the fuel economy is very important as well.

  1. Test Drive

No matter if you’re buying a new or used car, a test drive makes all the difference. Your car is your ship, and you are the crew, thus it’s important to get along.

If you don’t like driving that car, don’t buy it. Make sure everything feels comfortable and enjoyable. When driving, listen for odd sounds, and inspect if possible.

How’s the interior of the vehicle? Does it appeal to you? There’s a myriad of other questions that you can ask yourself to determine if the vehicle is right for you.

In any case, if you can’t decide between two vehicles, a test drive makes all the difference.

  1. Car Inspection

No matter if you’re buying from a dealership or a private person, you should always get an inspection by a specialized mechanic.

Even though it might cost you some money, it can save you lots of trouble from buying a vehicle that will fall apart in front of you in the future.

Also, the mechanic would be able to instantly assess any necessary servicing to the vehicle that will make sure you get the best possible driving experience.

  1. The Right Time

Getting the car at the right time can be very useful.

If you’re not in a rush, buying a car towards the end of the year will be cheaper then earlier in the year. Dealerships have quotas, and they need to move product. If they haven’t reached the number yet, they will be more eager to provide deep discounts on great vehicles.

You can also save money by taking advantage of holiday sales. But if you’re not up for waiting for a holiday or the end of the year, you should go car shopping early in the week.

Most people do their shopping on the weekend, thus a weekday will allow you to get better attention from a salesperson, which means you have a better negotiation advantage than somebody else.

  1. Things to Consider When Buying A Car: Incentives

If you’re looking for a specific vehicle from a specific dealer, you should show interest and sign-up for various newsletters and contact mechanisms, which will provide access to you for the salesperson. If you disappear for too long, they will contact you and see if you would like to buy at a lower price.

Ask about incentives and trade-in offers. If you have a vehicle that you would like to get rid of, offer it up as trade-in, and you might save substantially on your purchase.

  1. Insurance Quotes

Out of all the things to consider when buying a car, this is not as important, but valuable nonetheless.

Insurance agencies take car models and makes into consideration before they can provide you with a premium. One would think that insuring a new car will be less expensive than an older one, however, that’s not always the case.

There are many ways to reduce your insurance premiums, so keep your eyes peeled and do some research.

Buy Your Car

Now that you about the things to consider when buying a car, you can actually get to find the right car for purchase.

As long as you adhere to and consider these ideas, you will be way ahead of the rest, thus making you a better buyer, and dealerships love that.

If you’re interested in learning more about vehicles, check out our categorical page on the left handlebar on the website.